Riana Milne is NOW offering Counseling Psychotherapy sessions, Online ONLY, for Fla. residents. Riana is an LMHC (Licensed Mental Health Counselor) for over 22 years in her company Therapy by the Sea LLC. She also holds a CAP – Cert. Addictions Professional and a CCTP – Cert Clinical Trauma Professional. She holds many other credentials that she uses in her Coaching practice, at Lessons in Life & Love Coaching LLC.

INSURANCES Currently Accepting (more should be arriving soon); Please Book Your Appointment Here for a 1-Hour time Slot: https://headway.co/providers/terriana-riana-milne

1. Aetna
2. Cigna
3. United Behavioral Health
4. Oxford
5. Oscar

Many people want to know the differences between Counseling & Coaching. 

Please read the differences below to see which option fits you best.

1. Coaching is more educational and rooted in growth, motivational techniques and skill building to create your future life. Counseling is for those who need time to process and receive emotional healing; but is not considered educational and used for exact skill building.
2. Coaching has the goal to move to a higher level of functioning through the educational process using a program/system which includes a 90 or 150 pg. workbook. It’s for those serious in wanting to change their quality of life right now. Counseling has goals for more self-understanding.
3. Coaching focuses on “The Now” and creating the future that you want by taking real actions with your Coach advising you. (In my Coaching programs we do process your past Childhood & Love Trauma first). In Counseling, we focus on feelings and past events.
4. Coaching focuses on solving problems and taking action for the goals you set. Counseling helps explore the root of the problems.
5. Coaching focuses on Conscious decisions and changing negative patterns and beliefs, Counseling helps bring the unconscious feelings to conscious awareness.
6. Coaching helps you to grow by learning new skills, to make better and effective choices, goals to become specific actions to create the life you desire, and to have the love you deserve. Counseling resolves pain, and helps you to let go of old patterns.
7. A Coach is directive, solution-focused, instills action and motivates you to reach your desired goals. A Counselor is nurturing and listens to you expressing your concerns and feelings.
8. A Certified Coach can practice globally, over the phone, an app, virtually, or in person. We can text and email our clients, and my VIP Coaching Clients have this type of access to me and have 7-days a week and 12-hour day support. A Counseling client must reside in my state of Florida, and their support is limited to their Counseling session only. Only recently (due to Covid) can I see my clients online; and this is the only service for Counseling clients I offer at this time.
9. My Coaching VIP Clients have the ability to text, call, and email me 7 days a week (depending on the VIP level of program), thus getting immediate help when they need it. They have a 1-hour session. Counseling clients cannot text, email me or phone me for advise outside of their weekly session. Their time with me is 45 minutes, with 15 minutes for mandatory notes and chart work.
10. Insurance – Due to the level of support I give my Coaching Clients, I do not accept insurances for Coaching. For Counseling, many self-pay if I am out of network, and I give them a bill to submit to their insurance company. 
11. I Accept various Insurances for Counseling for Tele-Health Services – currently I have United Behavioral Health, Oxford, and Oscar. Others are soon to come. If you are with another company, and have OTN – Out of Network Counseling Benefits, please let my billing group know ahead of time. You will need to self-pay and submit a bill that I give you to get reimbursed (called a “Super Bill”). Start by setting your appointment Here > https://headway.co/providers/terriana-riana-milne
12. Counseling requires a Mental Health Diagnosis that will be part of your Health History. This is problematic if you are a Police officer, Celebrity, serve in the Military in any form, and for other people who need their Mental and Personal Health records kept – Private & Personal (which is the case with my Coaching Clients). If that is your situation, I highly suggest you invest in Coaching and not do a counseling modality.
13. Payments: Coaching Clients pay me up front and get a Scholarship for paying for their 4 or 6-month program all at once. This is a complete Tax deduction. Payment plans are available, and so is a funding source. Counseling will also be paid upfront, in full, for a Self-pay client, and at the end of the session I will email them a billing form they need to email off to their Insurance company to get reimbursed a portion of the fees. If you are an insurance client (one that I accept), you pay your Co-pay through the system I provide, one-day prior to meeting with me. If it is not paid, your session will be cancelled, and there is a $50 Cancellation fee that will be charged.

If you still have questions regarding if Coaching or Counseling is best for you, and what programs are available, please use the Contact Me form for questions and appointments. I take Counseling Clients Mon 10-4 and Fridays 10-1pm EST.